{"id":207,"date":"2018-09-10T15:41:46","date_gmt":"2018-09-10T15:41:46","guid":{"rendered":"http:\/\/rich-groff.amsystem.wpengine.com\/?page_id=207"},"modified":"2025-10-10T19:23:50","modified_gmt":"2025-10-10T19:23:50","slug":"risk-questionnaire","status":"publish","type":"page","link":"https:\/\/richgroff.com\/?page_id=207","title":{"rendered":"Risk Questionnaire"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Get Started” module_class=”sect” _builder_version=”4.16″ global_colors_info=”{}”]<\/p>\n

What is Your Risk Number?<\/h2>\n

[\/et_pb_text][et_pb_video src=”https:\/\/vimeo.com\/294025007″ _builder_version=”4.16″ global_colors_info=”{}”][\/et_pb_video][et_pb_text _builder_version=”4.16″ global_colors_info=”{}”]We all look at rewards and risks differently based upon our varying life experiences and personal financial experiences.<\/p>\n

The Risk Number\u00a0is a way to\u00a0objectively\u00a0pinpoint individual investor risk tolerance.<\/p>\n

The Risk Number questionnaire process was built upon decades worth of behavioral economic work including, but not limited to,\u00a0the academic framework called\u00a0\u00a0Prospect Theory<\/a>\u00a0(Princeton.edu)<\/em>\u00a0\u00a0which won the Nobel Prize for Economics in 2002.<\/p>\n

The Risk Number and corresponding risk\/reward range empowers the advisor-client relationship with stated expectations. \u00a0Gone are the days of clients and advisors putting their faith in subjective, loosely defined semantics\u00a0such as\u00a0moderate, conservative, moderately conservative.[\/et_pb_text][et_pb_code _builder_version=”4.16″ custom_css_main_element=”margin-top: 25px;” global_colors_info=”{}”][\/et_pb_code][et_pb_text _builder_version=”4.16″ global_colors_info=”{}”]FREE PORTFOLIO RISK ANALYSIS<\/a>[\/et_pb_text][et_pb_text _builder_version=”4.16″ global_colors_info=”{}”]Download Case Study<\/a>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”2_3,1_3″ _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ global_colors_info=”{}”]<\/p>\n

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1. Capturing Your Risk Number\u2122<\/h2>\n<\/div>\n
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The first step is to answer a 5-minute questionnaire that covers topics such as portfolio size, top financial goals, and what you\u2019re willing to risk for potential gains. Then we\u2019ll pinpoint your exact Risk Number\u2122 to guide our decision-making process.<\/p>\n

Review Your Current Investments<\/h6>\n

A lot of people have more risk in their portfolios than they previously realized. This technology empowers us to make sure the Risk Number\u2122 of your portfolio matches your personal Risk Number\u2122.<\/p>\n<\/div>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”http:\/\/wagnerfinancial.com\/wp-content\/uploads\/2015\/09\/your-risk-number.png” align_tablet=”center” align_phone=”” align_last_edited=”on|desktop” _builder_version=”4.16″ global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,2_3″ _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”http:\/\/wagnerfinancial.com\/wp-content\/uploads\/2015\/09\/stress-risk-reward-tests.jpg” align_tablet=”center” align_phone=”” align_last_edited=”on|desktop” _builder_version=”4.16″ global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”2_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ global_colors_info=”{}”]<\/p>\n

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2. Aligning Your Portfolio<\/h2>\n<\/div>\n
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After pinpointing your Risk Number\u2122, we\u2019ll craft a portfolio that aligns with your personal preferences and priorities, aiming to help\u00a0you to feel comfortable with your projected\u00a0outcomes. The resulting proposed portfolio will include projections for the potential gains and losses we should expect over time.<\/p>\n

Stress Test Investments<\/strong><\/h6>\n

Stress tests illustrate how your proposed portfolio would have fared through various market events over the past 8 years, including the financial crisis and recovery.<\/p>\n

Review Risk & Reward Potential<\/strong><\/h6>\n

We can visualize the risk and reward profile for each individual investment we propose for your portfolio. Illustrating risk, reward and diversified risk gives us a powerful tool to review before we make any final investment decisions.<\/p>\n<\/div>\n<\/div>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”2_3,1_3″ _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ global_colors_info=”{}”]<\/p>\n

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3. Addressing Your Retirement Goals<\/h2>\n<\/div>\n
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We will also review your progress toward your financial goals by building a personalized Retirement Map.<\/p>\n

When we are finished, you\u2019ll fully understand what we can do to increase the probability of success.<\/i><\/p>\n<\/div>\n<\/div>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”http:\/\/wagnerfinancial.com\/wp-content\/uploads\/2015\/09\/retirement-plan.png” align_tablet=”center” align_phone=”” align_last_edited=”on|desktop” _builder_version=”4.16″ global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.18.0″ _module_preset=”default” background_color=”#000000″ saved_tabs=”all” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default”][et_pb_column _builder_version=”4.27.4″ _module_preset=”default” type=”4_4″][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_text_color=”#FFFFFF” hover_enabled=”0″ sticky_enabled=”0″]<\/p>\n

Phone:\u00a0 208-500-1256<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

What is Your Risk Number?We all look at rewards and risks differently based upon our varying life experiences and personal financial experiences. The Risk Number\u00a0is a way to\u00a0objectively\u00a0pinpoint individual investor risk tolerance. The Risk Number questionnaire process was built upon decades worth of behavioral economic work including, but not limited to,\u00a0the academic framework called\u00a0\u00a0Prospect Theory\u00a0(Princeton.edu)\u00a0\u00a0which […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-207","page","type-page","status-publish","hentry"],"yoast_head":"\nFree Portfolio Risk Analysis | Richard M Groff II, Certified Financial Planner<\/title>\n<meta name=\"description\" content=\"Considering a financial advisor? First, you must assess your portfolio by using the free portfolio risk analysis. What is the health of your portfolio?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/richgroff.com\/?page_id=207\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Free Portfolio Risk Analysis | Richard M Groff II, Certified Financial Planner\" \/>\n<meta property=\"og:description\" content=\"Considering a financial advisor? First, you must assess your portfolio by using the free portfolio risk analysis. 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